So far we’ve gone over how to get benefits on our credit cards, utilizing the generous bank’s interpretation of the Servicemember’s Civil Relief Act (SCRA). We’ve seen how to get annual fees and late fees waived on American Express cards, Chase cards, and Capital One cards if you’re in the military – nominally Active Duty although I’ve gotten feedback from Reservists and Guard members who’ve gotten their fees waived.
I received a question in the comments from my Capital One article from @Jake, who wanted to know, “Does anyone know anything about citi? Jason Steele wrote an article last year saying they also waived fees but I can’t find anything confirming it”. I’d never heard of Jason Steele, but I googled him and found this article about getting credit card fees waived, including Citi. I wanted to add to his findings, so I emailed Citicards, since I have both the Citi Platinum Select World Mastercard which has 50k bonus miles after $3,000 spent in 3 months, and 10% off redeemed rewards, amongst other benefits, as well as the CitiBusiness World Mastercard (no landing page available), which also offers 50k AA miles after $3,000 of spend in 3 months. Both have a $95 annual fee that are waived the first year. (I also think both of these offers expire on Jan 31st, although I’m not sure – btw both links are non-affiliate). Having both of those fees waived would be clutch!
Here is the conversation that transpired (if you have trouble reading it, just click on the image):
This is amazing! Next year, I don’t have to pay $190 in annual fees, and can keep both cards! Honestly, I only got them for the signup bonus – I haven’t put any spend on them otherwise, but they are nice to keep around for the 10% off redeemed miles. There is a pretty fantastic link out there for a Citi AA Executive card that gives you a 60k AA mile signup bonus, and membership to the Admiral’s Club (which is going away for Amex Platinum members come March 31st); it costs $495 annually, and you need to spend $5k in 3 months, but since SCRA applies to Citi cards, this would be a pretty sweet card if you were planning a lot of American Airlines flights. The link is here (Citi AA Executive).
So now we’ve gotten annual fees waived for Amex, Chase, Capital One, and Citi – Andy, there couldn’t possibly be more, could there? Well, you’ll just have to wait and see!