Although the credit card scene has for a long time been dominated by the giants like Amex, Chase, and Citi, over the past several years Barclaycard has really started to establish itself as a major player. My first Barclaycard was the US Airways World Mastercard (nonaffilitate link), which was 35k after first purchase (now 40k after first purchase), then another (yes, it’s possible to have two concurrently), and on my most recent app-o-rama I got the very well reviewed Barclaycard Arrival, which has a 40k signup bonus and in essence offers 2.2% back on all spend, and also the Frontier Airlines World Mastercard, which offers 40k miles after $500 in spend, which can equal two roundtrips domestically if you can find saver tickets. I have to say, I’m very pleased w/ this bank’s selection, even making the Arrival one of the 10 best cards for military members. And their website is very intuitive, equalling Amex’s and putting Citi’s and Chase’s to shame.
I have good news to report – I emailed Barclaycard earlier this month about any benefits that might be obtained by servicemembers under the Servicemember’s Civil Relief Act (SCRA). As we’ve read before, American Express, Chase Bank, Capital One, and Citibank all waive annual fees, late fees, etc., and it looks as though Barclaycard follows along in the same vein. Here is a conversation that I recently had w/ Barclaycard:
So I went ahead and called 1-866-918-5212, and a gentleman named Dave immediately picked up the phone (no menu!), and instructed me to fax my orders in to Barclaycard; the number is 1-800-453-9719. After they received them, they would apply these benefits to both active cards and any old cards (which I didn’t have).
I never actually got around to faxing my orders in (who still has fax machines?? This isn’t the Cold War! You should be using Hellofax anyways), but a couple days later, I received several letters in the mail from Barclaycard. All of them said the same thing, and here is the one for my Arrival Card (sorry for the poor rez, my scanner is not exactly top-of-the-line).
This is great! I never even provided any documentation to them, and they still were proactive in sending me a letter granting me SCRA benefits! It doesn’t mention in any of the letters that the annual fee is waived, but Dave assured me that it is, for all cards, and that also applies retroactively. This will save me $89 x 2 (for both US airways cards), $89 for the Arrival card, and $69 for the Frontier card, for an annual savings of $336!
We’ve gone over Amex, Chase, Capital One, Citi, and now Barclaycard…I wonder what’s next??