One of the most popular subjects that Andy has written about is the ability to get hefty credit card fees waived for Service Members. Obviously, anything that can save our readers hundreds of dollars a year while still getting great benefits and thousands of miles and points should be taken advantage of. The process, however, is not as simple as many would like and we have reports of some being approved for a waiver and some denied.
One of our readers, Robert, wants to share his technique for success. He created form letters for each major credit card issuer and we are attaching them for your use. Here is the language from his email to me that sums up his technique and his success:
I’ve slowly started to open claims with each bank, its been slow and difficult as many have commented throughout your blogs. Persistence is key and each bank asks for different documentation initially however the SCRA specialists on the phone do not seem to review the documentation. I’ve had the best results using my DD Form 4/1 with travel orders for Amex. AT Orders were OK for Barclays. Citi asked for travel orders and recently inquired about my DD Form 4/1. Currently pending is Citi, Chase, BoA, and US Bank. Another interesting note is Barclays applied SCRA benefits to my wife’s account which is not a joint account or an authorized user. I’m trying to see if they will honor similar benefits to her personal accounts.
Here are the cover letters he used. Don’t forget to tailor them to your specific cards and other details.
Good luck with your submissions and please report back on your success!